terms and conditions

Prior to starting credit education and document processing services, you will sign a client agreement along with the following:

  1. Credit Service Agreement

  2. Authorization for Credit Repair Action

  3. Consumer Credit File Rights (CROA Disclosure)

  4. Right Of Cancellation Notice

The services we perform may include:

  • Document preparation and credit education.  We will evaluate your current credit reports as listed with applicable credit reporting agencies and work with you to identify inaccurate, erroneous, false, or obsolete information. You will choose which items you would like to dispute. We will advise you on steps to be taken to dispute any inaccurate, erroneous, false or obsolete information contained on your credit reports.

  • We will prepare all necessary correspondence in dispute of inaccurate, erroneous, false, or obsolete information in your credit reports.

  • You will forward to us your correspondence received from the credit reporting agencies and we will assist you in further correspondence with those agencies.

  • Consulting, coaching, and monitoring services are conducted by personal meetings, webinars, video conferencing, telephone, email, or by any other form of communication during normal business hours. 

In return, for the services above, you agree to pay fees as outlined in your client agreement. You have the right to cancel your contract for any reason within 3 business days from the date you signed it. Just send written notice as outlined in your client agreement. 

 

Upon completion of the credit analysis phone interview, the first work begins. The first work generally lasts 1-3 days following the phone interview.  Thirty (30) days from the completion of the first work, monthly payments will begin for the duration of the services.  Services are provided on a month-to-month basis and clients may cancel their service at any time.  When cancelled according to these terms, the upcoming recurring payment will constitute the final payment due for services rendered.  All services are billed in arrears. 

We may terminate or suspend your access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

It is understood that we offer credit information. We make every effort to ensure the accuracy of the information and to clearly explain your options. However, we do not provide legal advice (i.e.; the application of the law to your individual circumstances). For legal advice, please consult an attorney. 

 

©2018 by Mustard Seed Financial Services.

Contact Us:
Phone: 225-325-3915
Fax: 225-360-3648
Email:  admin@mustardseedcredit.com
9800 Airline Hwy
West Entrance, 1st Floor
Baton Rouge, La 70816